Finance up to 100% of the cost of your car with no additional security needed, offering both variable and fixed rates on personal loans. Enjoy the flexibility of an optional balloon payment at the end of the loan* and benefit from no annual fees². Choose from business and personal loan options, with fixed rates and repayments available for business-use vehicles. Save on paperwork and time by signing documents online, and take advantage of structured repayment options designed to suit your cash flow needs.

*. Finance Lease requires a residual payment at end of the finance term . 2. Other fees and charges may apply.

With equipment finance, you can benefit from $0 deposit ¹ and the certainty of a fixed rate, ensuring your repayments stay the same. Enjoy structured repayments tailored to suit your budget and cash flow, with loan terms available up to 7 years. Additionally, you have the option to refinance equipment you've recently purchased, all with no annual fee².

1. Provided eligibility criteria are met. 2. Other fees and charges may apply.

With a flexible Fitout finance draw down facility, you’ll enjoy numerous benefits. We help coordinate and setup supplier payments digitally from the lender’s end for you, and repayments only start once the improvements are complete¹. During the construction stage, interest can be capitalised, and interest is only charged on the funds you use, not the total amount approved. When it's time to close the facility, repayments can be structured under an Equipment Finance loan to best suit your needs and cash flow.

1. certain lenders may sometimes require repayments before completion. 2. Other fees & charges may apply.

With a Medical Practice Loan, you'll enjoy numerous benefits, including the ability to finance your goodwill and equipment separately and choose from fixed and variable interest rate options. You can also take advantage of redraw options² and borrow up to 100% of your practice purchase price¹. Additionally, you have the flexibility to choose between Principal + Interest or Interest Only repayment options, all with no annual fee³.

1.Provided eligibility criteria are met; 2. Available for variable rate loans only – subject to terms & conditions; 3. Other fees & charges may apply;

Design and construct your ideal practice rooms from scratch with a Construction Loan, perfect for when the ideal building doesn’t exist in the ideal location. Custom design a space that suits the needs of your practice and your patients, with up to 12 months of interest-only payments to help with cash flow during construction. Combine this loan with a Fitout or Asset Finance to match assets to the right loan, creating the rooms you envision. Enjoy benefits like borrowing up to 100% of the property purchase price², no annual fee³, and loan terms up to 15 years. Choose from fixed and variable interest rate options, with Principal + Interest and Interest Only¹ repayment options available. Additionally, you can access a line of credit⁴ and an annual interest in advance option⁵.

Available for owner occupied practice property. 1. Approved customers only. 2. Provided eligibility criteria are met. 3. Other fees & charges may apply. 4. Only available on variable rate loans. 5. Only available on fixed rate.

With a Cashflow Finance facility, you’ll enjoy numerous benefits tailored to your medical cashflow needs. This facility offers a variable interest rate with no set principal repayments, providing flexibility to manage your finances. Funds are available for use within few business days of signing your loan documents, and you only pay interest on the amount you use. Generally, no security is required, but for times when you need a higher limit, you can choose a secured Line of Credit can also use your commercial property as security. This ensures you have quick and easy access to funds when you need them most, allowing you to focus on running your practice smoothly.

eligibility criteria applies

Enjoy the benefits of a Medical Professional Home Loan, where most lenders allow you to borrow up to 95% of the property value without paying Lenders Mortgage Insurance (LMI). This exclusive feature saves you significant upfront costs compared to standard home loans. Additionally, medical professionals can access exclusive interest rate discounts off the standard rate, ensuring you receive competitive rates tailored to your profession. With a higher maximum borrowing capacity than other home buyers, this loan supports your financial goals while providing flexibility and savings for your home purchase.

All facilities are subject to eligibility criteria, credit assessment and approval. Terms & conditions, fees & charges apply (available upon request).

Because we do not know your personal objectives, please consider whether these products and services suit your circumstances. Before acting on any of the information on this website, please seek independent financial and tax advice.